A Century of Service, at Your Fingertips

Enjoy the convenience of our online banking, mobile app, and mobile deposit:
 - Obtain 24/7/365 access from anywhere.
 - Stop fraud in its tracks.
 - Track your credit score anytime you want!

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100 Years, 100 Benjamins for Charity

For our 100 year anniversary we are collecting $10,000 to give to 4 local charities! Purchase our 100 year socks, calendars or T-shirts in 2 cool designs to contribute today!

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Bring Your Auto Loan Home

Refinance your auto loan from another lender and get up to $500 cash back!*

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Share the Wealth!

Refer a Friend to Energy Plus and Receive $25 each, PLUS a chance to win $500!*

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Go Green to Get Green

Make the switch to eStatements through June 30, 2025 and receive $10!*

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From 1925 to Today- Rates as Solid as Our History.

Optimize your savings with a Certificate from EPCU! Choose from terms from 6 months to 60 months. Savings designed with you in mind.

Check Rates
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A Century of Service, at Your Fingertips

Enjoy the convenience of our online banking, mobile app, and mobile deposit:
 - Obtain 24/7/365 access from anywhere.
 - Stop fraud in its tracks.
 - Track your credit score anytime you want!

Woman using a smartphone.

100 Years, 100 Benjamins for Charity

For our 100 year anniversary we are collecting $10,000 to give to 4 local charities! Purchase our 100 year socks, calendars or T-shirts in 2 cool designs to contribute today!

Learn More
100 dollar bills fanned out

Featured Rates

Auto Loans

As low as

4.75%

Annual Percentage Rate

Apply Now
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RV And Campers

As low as

7.25%

Annual Percentage Rate

Apply Now
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Certificate Account

Up to

4.50%

Annual Percentage Yield

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Rates effective as of 01/01/2024
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POWERFUL FINANCE

Secure your finances effortlessly: ONLINE BANKING | MOBILE APP | MOBILE DEPOSIT. Stop fraud, enjoy 24/7 access, and maintain financial control at your fingertips.

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RADIANT FIRST MORTGAGES

Discover the ideal mortgage for your dream home with Energy Plus. Our dedicated mortgage team is ready to assist you in making your homeownership dreams a reality.

Mobile Apps

Download our mobile apps for free today for iOS or Android.