From 1925 to Today- Rates as Solid as Our History.
Optimize your savings with a Certificate from EPCU! Choose from terms from 6 months to 60 months. Savings designed with you in mind.
Fast. Easy. Secure. IDCheck
Starting May 1, IDCheck will add a quick step at out-of-state Co-Op Shared Branching locations to help protect your account from fraud.
100 Years, 100 Benjamins for Charity
For our 100 year anniversary we are collecting $10,000 to give to 4 local charities! Purchase our 100 year socks, calendars or T-shirts in 2 cool designs to contribute today!
Bring Your Auto Loan Home
Refinance your auto loan from another lender and get up to $500 cash back!*
Share the Wealth!
Refer a Friend to Energy Plus and Receive $25 each, PLUS a chance to win $500!*
Thank YOU!
It’s a team effort—thank you to the credit unions who’ve joined us in making a difference through our charity drive! Centra Credit Union ProFed Credit Union Harvester Financial Credit Union Interra Credit Union Forum Credit Union Thrive Credit Union Indiana Credit Union League Encompass Credit Union Indiana Members Credit Union Hoosier Hills Credit Union Madison County Federal Credit Union Afena Federal Credit Union Electel Federal Credit Union Prime Trust Credit Union Everwise Credit Union Regional Credit Union ISU Credit Union Midwest Family Federal Credit Union
Go Green to Get Green
Make the switch to eStatements through June 30, 2025 and receive $10!*
From 1925 to Today- Rates as Solid as Our History.
Optimize your savings with a Certificate from EPCU! Choose from terms from 6 months to 60 months. Savings designed with you in mind.
Fast. Easy. Secure. IDCheck
Starting May 1, IDCheck will add a quick step at out-of-state Co-Op Shared Branching locations to help protect your account from fraud.
Featured Rates
Auto Loans
As low as
4.75%
Annual Percentage Rate
RV And Campers
As low as
7.25%
Annual Percentage Rate
Certificate Account
Up to
4.50%
Annual Percentage Yield
POWERFUL FINANCE
Secure your finances effortlessly: ONLINE BANKING | MOBILE APP | MOBILE DEPOSIT. Stop fraud, enjoy 24/7 access, and maintain financial control at your fingertips.
RADIANT FIRST MORTGAGES
Discover the ideal mortgage for your dream home with Energy Plus. Our dedicated mortgage team is ready to assist you in making your homeownership dreams a reality.
Mobile Apps
Download our mobile apps for free today for iOS or Android.
Trustage
Utilize your complimentary accident coverage for credit union members!
J.D. Power
Discover precision and confidence in your car-buying decisions with trusted New & Used Car Prices.
Credit Life & Disability
EPCU now partners with Minnesota Life for Credit Life & Disability, maintaining coverage for members previously under Pekin through the Securian Plan.
Trustage
Utilize your complimentary accident coverage for credit union members!
J.D. Power
Discover precision and confidence in your car-buying decisions with trusted New & Used Car Prices.
Credit Life & Disability
EPCU now partners with Minnesota Life for Credit Life & Disability, maintaining coverage for members previously under Pekin through the Securian Plan.
